|
[Investment
Rates] [Certificates]
[Money Market]
[Savings/Checking]
Investment Rates
Click
here to download a copy of our current 'Investment Rates.'
Certificates
| Duration |
Type |
Minimum
Deposit |
APY* |
| 3
Month † |
Regular |
$500 |
2.65% |
| |
Jumbo |
$10,000 |
2.75% |
| |
Super
Jumbo |
$100,000 |
2.85% |
| 6
Month † |
Regular |
$500 |
2.80% |
| |
Jumbo |
$10,000 |
2.90% |
| |
Super
Jumbo |
$100,000 |
3.00% |
| 12
Month † |
Regular |
$500 |
2.95% |
| |
Jumbo |
$10,000 |
3.05% |
| |
Super
Jumbo |
$100,000 |
3.15% |
| 18
Month † |
Regular |
$500 |
3.10% |
| |
Jumbo |
$10,000 |
3.20% |
| |
Super
Jumbo |
$100,000 |
3.30% |
| 30
Month † |
Regular |
$500 |
3.35% |
| |
Jumbo |
$10,000 |
3.45% |
| |
Super
Jumbo |
$100,000 |
3.55% |
60
Month †
|
Regular |
$500 |
3.40% |
|
Jumbo |
$10,000 |
3.50%
|
|
Super
Jumbo |
$100,000 |
3.60% |
Rates effective 7/01/08 through 7/31/08
-- Dividends paid at maturity
*APY = Annual Percentage Yield
Substantial penalty for early withdrawal
Fees may reduce earnings
Your savings are insured up to $100,000 by the National Credit Union
Administration (NCUA).
† An additional $250,000 coverage provided by American Share
Insurance Corporation (ASI), a private insurance group.
For a full disclosure of savings terms and conditions, please click
here. (Adobe
Acrobat Reader Required)
Money Market Rates
| Balance |
Savings |
Check
Option |
|
Rate |
APY * |
Rate |
APY* |
| Balances
$0.01 - $2,499.99 ** |
0.50% |
0.50% |
0.35% |
0.35% |
| Balances
$ 2,500.00 - $9,999.99 |
0.50% |
0.50% |
0.35% |
0.35% |
| Balances
$10,000.00 - $24,999.99 |
0.50% |
0.50% |
0.35% |
0.35% |
| Balances
$25,000.00 - $99,999.99 |
0.50% |
0.50% |
0.35% |
0.35% |
| Balances
$100,000 & more |
0.50% |
0.50% |
0.35% |
0.35% |
Money Market rates effective 7/21/08
through 7/27/08
*APY = Annual Percentage Yield
** A $10 fee will be charged to the account each month if the daily
balance drops below $2,500
Your savings are insured up to $100,000 by the National Credit Union
Administration (NCUA).
Fees may reduce earnings
Minimum opening deposit is $2,500
For a full disclosure of savings terms and conditions, please click
here. (Adobe
Acrobat Reader Required)
Savings/Checking/Special
Saver Accounts
| Account
Type |
Opening
Deposit |
Balance |
Rate |
APY* |
Member
Savings |
$5 |
$100
and above |
0.50%
Paid 2nd Quarter 2008. |
0.50%
Paid 2nd Quarter 2008. |
| Student
Savings |
$5 |
$5
and above |
0.65%
Paid 2nd Quarter 2008. |
0.65%
Paid 2nd Quarter 2008. |
| Wealth
Builder |
$50 |
$200
and above
|
0.50%
(Paid June 2008) |
0.50%
(Paid June 2008) |
| Flexible
Savers |
$50 |
$50
and above
|
1.25% (w/o auto deposit)
2.00%
(with auto deposit)
(Rates effective 7/1/08 through 7/31/08) |
1.25% (w/o auto deposit)
2.00% (with auto deposit)
(Rates effective 7/1/08 through 7/31/08) |
Summer
Savers* |
$50 |
$50
and above |
2.50% (w/o auto deposit)
3.25%
(with auto deposit)
(Rates effective 7/1/08 through 7/31/08) |
2.50% (w/o auto deposit)
3.25%
(with auto deposit)
(Rates effective 7/1/08 through 7/31/08) |
| Super
Savers |
$500 |
$500
and above |
With
no electives: 0.50%**
With 1 elective: 1.15% **
With 2 electives: 1.79% **
With 3 electives: 2.43% **
With 4 electives: 3.07% **
With 5+ electives: 3.70% **
Paid 2nd Quarter 2008.
|
With
no electives: 0.50%**
With 1 elective: 1.15% **
With 2 electives: 1.80% **
With 3 electives: 2.45% **
With 4 electives: 3.10% **
With 5+ electives: 3.75% **
Paid 2nd Quarter 2008. |
| IRA
Savings † |
$5 |
$5
and above |
0.75%
Paid 2nd Quarter 2008. |
0.75%
Paid 2nd Quarter 2008. |
| Value
Checking |
$100 |
$500
and above |
0.15%
(Paid 7/1/08 through 7/31/08) |
0.15%
(Paid 7/1/08 through 7/31/08) |
Rates are declared at the end of the quarter. Regulations prohibit dividends in excess of available earnings.
* Must mature in July
2009 or August 2009.
*APY = Annual Percentage Yield
**Please see product description for information on electives eligible
for additional yields.
Fees may reduce earnings
Your savings are insured up to $100,000 by the National Credit Union
Administration (NCUA).
†An additional $250,000 coverage provided by American Share
Insurance Corporation (ASI), a private insurance company.
Disclosures
- click here to read our current Fee
Schedule,
Truth
In Savings Agreement, or Dividend Update. (Adobe Acrobat Reader required).
| |
First Financial is federally insured
by NCUA. |
|
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